All Master of Arts in 教学 (MAT) students are charged a single tuition rate. Institutional grants or scholarships are not available for graduate students. Federal loan programs are available and a student may borrow for tuition, 费用, 书, 以及生活费.
研究生 students are considered independent students and they do NOT include parental information on the Free Application for Federal Student 援助 (FAFSA).
Financing the MAT Program through 贷款
Students in the MAT program are eligible for three different types of loans, two of which are borrowed through the federal government while the other is lent through a private company of your choice. These loan programs are the Federal Direct Unsubsidized Loan, Federal 研究生 Plus Loan, and/or Private Alternative 贷款. Below is a side by side comparison of the three types of loans. **Interest rates and 费用 are for the 2023-24 academic year.
Direct Unsubsidized Loan | Direct 研究生 Plus Loan | Private Alternative 贷款 | |
利率 | 固定的7.05% | 固定8.05% | Fixed or variable depending on the lender |
融资费用 | 1.057% | 4.228% | 取决于出借人 |
还款方式 | Eligible for federal repayment plans | Eligible for federal repayment plans | Dictated by your lender |
最大数量 | $20,500 | Up to cost of attendance | Up to cost of attendance |
申请过程 | 文件一个 FAFSA | Complete application at http://studentaid.gov / | 应用 through the website of the lender of your choice These may require a co-signer |
In general due to ease of application, the softness of credit check, and the quality of terms and conditions on the loan, we recommend pursuing these options in the following order: Direct Unsubsidized Loan, Direct 研究生 Plus Loan, and Private Alternative 贷款. If you would like to discuss your individual needs and options, please contact our office to set up an appointment.
Additional Forms for 研究生 Students
资源 for MAT Applicants
- FAFSA
- 了解贷款
- 联邦教学补助金
- Outside Scholarship 资源
- Federal Loan Repayment Simulator
- Income Driven Repayment
- Teacher Loan Forgiveness
- Public Service Loan Forgiveness
- MD State Teacher Loan Assistance
- 教学 Fellows for 玛丽land Scholarship